slow process and dirt cheap houses...

Looks like getting a loan is going to take a lot longer than I expected.
Its looking like 9 weeks instead of the expected 1-3 weeks...
Just seems silly that it takes 1-2 months ! or more, just to fill out some paperwork and get a yay or nay...mad,mad,world...which means one gets to be anxious and nervous for several months re finance approval or not, before the choosing a house and location biz even starts...
Of course if we get stuck with a low loan amount, and house price has to be rock bottom...maybe a transportable house for a few years until we can afford to upgrade might be the way to go...
something like; the Steelbuilt Kit Homes maybe or Cavalier WA's transportables, and park homes or
Fleetwood, which someone from work told me about...Having a look at their designs they have some pretty incredibly nice ones, even a 5x2, presumably at half the price...and if transportable, maybe we could buy a cheap block in the country and move it on to that as a holiday house, when we can afford to upgrade...Then there are park homes (I've always wanted to be white trash and live in a trailer park...), etc, etc...so plenty of options if the loan amount is very small...
maybe a bit wild,mad, but its just a thought...not sure my wife Kathryn would be too keen, but then again sometimes desperate times calls for desperate solutions...not sure what the story is yet, until this incredibly slow process runs its course, have no idea (a) whether or not we would even get the loan, and (b) not sure how much they will allow us to have but assuming its somewhere between $260-310K...also by the time we might be ready to get approved, my circumstances may have made it impossible by then anyway...but enough doom or gloom, just have to exercise some fruits of the Holy Spirit as God describes in Galations 5:22-25; patience and faithfulness for starters...Just a few more ideas to keep the creativity and hope flowing...
Although the Peter Lees designs for example the D1 (5x2...151msquare second floor) with a groundfloor area of only 167m square still has to be a possible option if a suitable builder of this a-frame design can be found...
I can see his designs have been built in York,(south of Northam, north of Beverley) Western Australia, (page 29, CatB),Gerry & Dorothy at Kendenup,(near Stirling Ranges) Western Australia (page 24, channel 7 interview), Howatharra(between Northampton and Geraldton), Western Australia (catA, page 9)
Then there are timber homes like Cedar Homes for example...or stumped houses for example the Queenslander or the Getaway Loft...

Also picked up another REIWA mag to go with the one Kathryns Mum gave us the other day...the one I got had blocks in Armadale for $90,000-$100,000, but probably a terrible location...
But one thing in it I have set aside is a map of the whole metro (+ major country towns in WA) area showing average price for each suburb, for example one of the worst is Medina at an average price of $235K (and having read meters in this dump, I have to say I'd be happy never to go into this suburb ever again...worse than balga!, which actually does better than I expected with an average price of $325K, guess things are looking up a little in the New north...maybe thats why the Finks set up there...), looks like most expensive by far is peppy (peppermint) grove (which again I have read meters in remember vividly my experiences there too, for example reading Eileen Bonds house which is now for sale...) at a whopping average price of $5.1 million, next best I think is Dalkeith at $2.6 million (where I once scored a bottle of antipodes spring water which is sourced from a new zealand mountain or something, while reading a lovely ladies meter), of course when I was reading meters in Morley a can of coke was a treat on a hot day (average price $418 K on this months REIWA Map)...so what is the point of this? well it gives an idea what suburbs are highest in value now, and therefore looking at that which areas are going to be likely to increase in value therefore be half-decent locations to (a) live in and more importantly (b) fetch a good price in 10 years time...Important to avoid buying a block in a suburb that will be a dump in 10 years time...
Go HERE to see the REIWA median price map...on the REIWA page I came across a cool ad from Australian Central credit union, doubt they can do much for us, but then again....